State Insurance Agency and all our employees are committed to the success of our agents. Since 1962, we have excelled in the group medical, individual medical and life insurance business. Our field of expertise includes…
ALTERNATIVE MINIMUM FUNDING PLANS
We work with several reinsurance companies to promote this alternative to the PPACA. Partially self-funded plans are now available to employers with as few as five employees.
FULLY FUNDED PLANS
We quote all major carriers in the group market, on and off the SHOP exchange. We provide set-up and administration for HRA policies, with no restriction on carriers. For both fully insured and self-funded plans, State Insurance Agency will spreadsheet automatically all quotes and show you the best offer.
Intended as the attempt to minimize the need for medical care and hospitalization, wellness has become the most important and the most efficient weapon we have to combat the high cost of health insurance. We have partnered with Preferred Heath Care Wellness USA, since 1989 the leading provider of wellness services. The purpose is assessing the health risk of the employees and their covered spouses and setting procedures to preempt the occurrence of expensive in-hospital claims. This strategy offers many options that were not considered before and it goes hand-in-hand with the self-funded products. The results assure cost savings for the customer and policy retention for the agent.
There has never been more need of expert advice in the Medicare field. We are here to explain the options and guide your customers through this ever-changing area of health insurance, be it supplemental, Advantage or part D.
LIFE AND ANNUITIES
Life policies and annuities are valid products that make sense for customers of all ages. We work with all the major companies and we will provide expert advice to help your customer choose the right product.
Our staff has a combined experience of over eighty years. We will gladly help you create options to close your case. We look forward to every challenge.